12 Ways to Save on Homeowners Insurance
12 Ways to Get Discounts on Your Home Insurance Policy
Remember that most insurance companies offer discounts (we do!) so make sure to ask your insurance agent!
- Haven’t filed a claim on your home insurance for over 3 years? Discounts!
- Discounts based on whether your home has smoke detectors, deadbolts, fire extinguishers, burglary alarms, fire alarms, fire sprinklers and other devices that qualify.
- Group savings based on being an employee/member of certain associations or companies.
- Purchasing multiple insurance packages from the same company can earn you discounts.
- Discounts based on the age of your home.
- Are you 60 years of age or older? Discount!
- Are you married or widowed? Discount.
- Some companies offer discounts based on your utility ratings!
- Some companies offer discounts based on your roofing materials.
- You may receive discounts for insuring up to 100% of the cost to replace your home.
- Is your home a new purchase? Many companies offer discounts if you close within 60 days of the policy effective date.
- Has your home recently been renovated? Discounts!
Also, make sure to check around for better rates if you’ve recently renovated, bought a house, changed jobs, gotten married, divorced, improved your credit score or have started a new business.
42 Responses to 12 Ways to Save on Homeowners Insurance
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